{"id":10363177,"date":"2026-07-15T23:40:20","date_gmt":"2026-07-15T15:40:20","guid":{"rendered":"https:\/\/twkeypoint.com\/?p=10363177"},"modified":"2026-07-15T23:40:20","modified_gmt":"2026-07-15T15:40:20","slug":"%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e4%b8%80%e5%a0%86%e4%ba%ba%e4%b8%ad%e8%a8%88%ef%bc%81%e7%b6%b2%e8%b3%bc%e5%b8%b8%e8%a6%8b%e7%bf%92%e6%85%a3%e6%b7%b1%e9%99%b7%e3%80%8c","status":"publish","type":"post","link":"https:\/\/twkeypoint.com\/index.php\/2026\/07\/15\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e4%b8%80%e5%a0%86%e4%ba%ba%e4%b8%ad%e8%a8%88%ef%bc%81%e7%b6%b2%e8%b3%bc%e5%b8%b8%e8%a6%8b%e7%bf%92%e6%85%a3%e6%b7%b1%e9%99%b7%e3%80%8c\/","title":{"rendered":"\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u4e00\u5806\u4eba\u4e2d\u8a08\uff01\u7db2\u8cfc\u5e38\u898b\u7fd2\u6163\u6df1\u9677\u300c\u7121\u75db\u8d85\u652f\u300d 4\u62db\u8e29\u715e\u8eca"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-3 wp-block-columns-is-layout-flex\">\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n\n<p>\n<\/p>\n\n\n<p>\n<a href=\"https:\/\/images.chinatimes.com\/newsphoto\/2026-07-15\/656\/20260715004857.jpg\">\n<img decoding=\"async\" src=\"https:\/\/images.chinatimes.com\/newsphoto\/2026-07-15\/656\/20260715004857.jpg\" style=\"max-width:100%;\">\n<\/a>\n<\/p>\n\n\n<p>\n<\/p>\n\n\n<p>\n\u4f60\u53ef\u66fe\u5728\u7db2\u8def\u8cfc\u7269\u904e\u7a0b\u70ba\u4e86\u6e4a\u8db3\u300c\u514d\u904b\u8cbb\u9580\u6abb\u300d\uff0c\u8cb7\u4e86\u597d\u4e9b\u4e0d\u5728\u539f\u672c\u8cfc\u7269\u6e05\u55ae\u88e1\u7684\u7269\u54c1\uff1f\uff08\u793a\u610f\u5716\uff1ashutterstock\uff0f\u9054\u5fd7\uff09<\/p>\n\n\n<p>\n\u4eca\u5e74\u7269\u50f9\u6f32\u5230\u8b93\u7d55\u5927\u591a\u6578\u4eba\u8d85\u7d1a\u6709\u611f\uff0c\u8003\u9a57\u5ee3\u5927\u6d88\u8cbb\u8005\u7cbe\u6253\u7d30\u7b97\u7684\u80fd\u529b\u3002\u6709\u4e00\u7a2e\u5e38\u898b\u7684\u8cfc\u7269\u7fd2\u6163\u6703\u8b93\u4eba\u5011\u70ba\u4e86\u7701\u9322\u6240\u505a\u7684\u52aa\u529b\u4e0d\u77e5\u4e0d\u89ba\u906d\u5230\u62b5\u92b7\uff0c\u5373\u4f7f\u8868\u9762\u4e0a\u770b\u8d77\u4f86\u7701\u4e86\u9322\uff0c\u5be6\u969b\u537b\u82b1\u4e86\u66f4\u591a\u9322\u3002\u5c08\u5bb6\u5efa\u8b70\uff0c\u8cfc\u7269\u4e4b\u524d\u52d9\u5fc5\u7d66\u81ea\u5df1\u9810\u7559\u4e00\u4e9b\u300c\u51b7\u975c\u601d\u8003\u300d\u7684\u6642\u9593\uff0c\u636b\u5fc3\u81ea\u554f\u5e7e\u500b\u95dc\u9375\u554f\u984c\uff0c\u4ee5\u514d\u843d\u5165\u300c\u7701\u5c0f\u9322\u82b1\u5927\u9322\u300d\u7684\u9677\u9631<\/p>\n\n\n<p>\n\u7f8e\u570b\u8ca1\u7d93\u5a92\u9ad4CNBC\u4e0a\u5468\u5831\u5c0e\uff0c\u300c\u70ba\u4e86\u7701\u9322\u800c\u82b1\u9322\u300d\uff08spaving\uff0cspending\u8207saving\u7d44\u5408\u5b57\uff09\u662f\u7db2\u8cfc\u6642\u4ee3\u901a\u75c5\u4e4b\u4e00\uff0c\u5b83\u6307\u7684\u662f\u6d88\u8cbb\u8005\u70ba\u9054\u5230\u300c\u514d\u904b\u8cbb\u300d\u9580\u6abb\u800c\u984d\u5916\u8cfc\u8cb7\u4e86\u5546\u54c1\uff0c\u6216\u8005\u53d7\u5230\u6298\u6263\u8a98\u60d1\u800c\u56e4\u7a4d\u5176\u5be6\u4e26\u4e0d\u9700\u8981\u7684\u5546\u54c1\uff0c\u4e5f\u53ef\u80fd\u662f\u70ba\u4e86\u62ff\u5230\u66f4\u5927\u7684\u6298\u6263\u800c\u82b1\u4e86\u66f4\u591a\u7684\u9322\u3002\u9019\u985e\u4fc3\u92b7\u6d3b\u52d5\u4e0d\u4f46\u4e0d\u6703\u8b93\u4eba\u6e1b\u5c11\u652f\u51fa\uff0c\u53cd\u800c\u8b8a\u76f8\u9f13\u52f5\u6d88\u8cbb\u8005\u8cfc\u5165\u4e0d\u5728\u539f\u5148\u8a08\u756b\u4e4b\u5217\u7684\u5546\u54c1\uff0c\u6700\u7d42\u652f\u51fa\u8d85\u51fa\u9810\u7b97\u3002<\/p>\n\n\n<p>\n\u7f8e\u570b\u611b\u8377\u83ef\u5dde\u7acb\u5927\u5b78\u6559\u6388\u3001\u91d1\u878d\u5fc3\u7406\u5b78\u696d\u8005Money &#038; Risk Inventory\u57f7\u884c\u9577\u67e5\u82ac\uff08Charles Chaffin\uff09\u6307\u51fa\uff0c\u5728\u4e0a\u8ff0\u60c5\u6cc1\u4e4b\u4e0b\uff0c\u6d88\u8cbb\u8005\u5f80\u5f80\u628a\u91cd\u9ede\u64fa\u5728\u81ea\u5df1\u300c\u7701\u4e86\u591a\u5c11\u9322\u300d\uff0c\u800c\u975e\u300c\u82b1\u4e86\u591a\u5c11\u9322\u300d\uff0c\u5fc3\u614b\u5f9e\u52d9\u5be6\u6d88\u8cbb\u8b8a\u6210\u300c\u8d0f\u5f97\u300d\u4ea4\u6613\u3002\u4ed6\u8868\u793a\uff0c\u5982\u6b64\u8f49\u8b8a\u4e26\u975e\u5076\u7136\uff0c\u56e0\u70ba\u96f6\u552e\u696d\u8005\u5728\u884c\u7684\u5c31\u662f\u628a\u6d88\u8cbb\u8005\u7684\u6ce8\u610f\u529b\u5f9e\u8a08\u756b\u8cfc\u8cb7\u7684\u5546\u54c1\u8f49\u79fb\u5230\u512a\u60e0\u6d3b\u52d5\u3002<\/p>\n\n\n<p>\n\u5927\u773e\u5fc3\u7406\u5b78\u6709\u4e9b\u504f\u5dee\u884c\u70ba\u5f80\u5f80\u80fd\u8aaa\u660e\u70ba\u4f55\u4fc3\u92b7\u6d3b\u52d5\u4ee4\u4eba\u96e3\u4ee5\u6297\u62d2\u3002\u67e5\u82ac\u8aaa\uff0c\u982d\u4e00\u865f\u662f\u300c\u53ad\u60e1\u640d\u5931\u300d\uff0c\u5728\u640d\u5931\u8207\u6536\u76ca\u7684\u91d1\u984d\u4e00\u6a23\u7684\u60c5\u6cc1\u4e0b\uff0c\u640d\u5931\u7684\u611f\u53d7\u66f4\u70ba\u5f37\u70c8\uff0c\u56e0\u6b64\uff0c\u9650\u6642\u512a\u60e0\u7e3d\u8b93\u4eba\u89ba\u5f97\u6a5f\u4e0d\u53ef\u5931\uff0c\u5018\u82e5\u6c92\u6709\u628a\u63e1\u5c31\u7b49\u65bc\u63aa\u65bd\u7701\u9322\u4f73\u6a5f\u3002\u7b2c\u4e8c\u662f\u300c\u4ed8\u9322\u4e4b\u75db\u300d\u3002\u4fc3\u92b7\u6d3b\u52d5\u80fd\u5920\u6e1b\u8f15\u9019\u7a2e\u300c\u50b7\u8377\u5305\u300d\u5e36\u4f86\u7684\u75db\u82e6\uff0c\u6d88\u8cbb\u8005\u6703\u95dc\u6ce8\u7701\u4e0b\u7684100\u5143\uff0c\u800c\u975e\u984d\u5916\u82b1\u8cbb\u76841000\u5143\u3002<\/p>\n\n\n<p>\n\u7b2c\u4e09\u662f\u300c\u9328\u5b9a\u6548\u61c9\u300d\uff0c\u96f6\u552e\u696d\u8005\u6703\u5728\u7279\u50f9\u91d1\u984d\u65c1\u908a\u6a19\u8a3b\u50f9\u5dee\u53ef\u89c0\u7684\u300c\u539f\u50f9\u300d\uff0c\u8b93\u6298\u6263\u986f\u5f97\u6bd4\u5be6\u969b\u60c5\u6cc1\u66f4\u6709\u50f9\u503c\u3002\u7b2c\u56db\u662f\u300c\u6025\u8feb\u611f\u300d\uff0c\u9650\u6642\u512a\u60e0\u3001\u5012\u6578\u8a08\u6642\u3001\u4e00\u65e5\u7279\u8ce3\u7b49\u7b49\u624b\u6bb5\uff0c\u903c\u8feb\u6d88\u8cbb\u8005\u8fc5\u901f\u505a\u6c7a\u5b9a\uff0c\u7528\u65bc\u8003\u616e\u662f\u5426\u7b26\u5408\u9810\u7b97\u3001\u662f\u5426\u7b26\u5408\u9577\u671f\u76ee\u6a19\u7684\u6642\u9593\u56e0\u6b64\u6e1b\u5c11\u4e86\uff0c\u67e5\u82ac\u8aaa\uff0c\u9019\u62db\u5f88\u6709\u6548\uff0c\u56e0\u70ba\u5927\u773e\u5929\u751f\u5c31\u66f4\u5bb9\u6613\u53d7\u5230\u5373\u6642\u6eff\u8db3\u800c\u975e\u65e5\u5f8c\u56de\u5831\u7684\u5438\u5f15\u3002\u4e0a\u8ff0\u56e0\u7d20\u300c\u7d81\u67b6\u300d\u6d88\u8cbb\u8005\u6c7a\u7b56\u904e\u7a0b\uff0c\u8003\u616e\u56e0\u7d20\u5f9e\u300c\u9700\u8981\u300d\u8b8a\u6210\u300c\u5212\u7b97\u300d\u3002<\/p>\n\n\n<p>\n\u4e0d\u904e\uff0c\u4e26\u975e\u6240\u6709\u6298\u8cfc\u90fd\u662f\u767e\u5bb3\u7121\u4e00\u5229\u3002\u7406\u8ca1\u898f\u5283\u5e2b\u3001\u300c\u9ea5\u5361\u502b\u8cc7\u672c\u300d\uff08Macallan Capital\uff09\u5275\u8fa6\u4eba\u85a9\u5948\u54c8\uff08Mark Sanaiha\uff09\u8aaa\uff0c\u5982\u679c\u67d0\u4ef6\u5546\u54c1\u539f\u672c\u5c31\u5728\u8003\u616e\u63a1\u8cfc\u4e4b\u5217\uff0c\u800c\u4e14\u78ba\u5b9a\u6703\u5168\u90e8\u6d3e\u4e0a\u7528\u5834\uff0c\u9019\u6642\u4e0d\u59a8\u53bb\u597d\u5e02\u591a\u9019\u985e\u5927\u8ce3\u5834\u63a1\u8cfc\uff0c\u53cd\u800c\u7701\u66f4\u591a\u3002\u5047\u5982\u662f\u300c\u4fc3\u92b7\u6d3b\u52d5\u50ac\u751f\u4e00\u7b46\u539f\u672c\u4e0d\u5728\u8a08\u756b\u4e4b\u5167\u7684\u6d88\u8cbb\u300d\uff0c\u90a3\u5c31\u4e0d\u662f\u6298\u6263\uff0c\u800c\u662f\u4e00\u7b46\u300c\u65b0\u589e\u7684\u652f\u51fa\u300d\u3002<\/p>\n\n\n<p>\n\u9047\u5230\u4fc3\u92b7\u5fc3\u7662\u96e3\u8010\u4e4b\u969b\uff0c\u85a9\u5948\u54c8\u5efa\u8b70\u6d88\u8cbb\u8005\u81ea\u554f\u4e09\u500b\u91cd\u8981\u7684\u554f\u984c\uff1a\u300c\u6211\u770b\u5230\u4fc3\u92b7\u6d3b\u52d5\u4e4b\u524d\u662f\u5426\u5df2\u6709\u610f\u8cfc\u8cb7\u6b64\u7269\uff1f\u300d\u3001\u300c\u8fd1\u671f\u771f\u7684\u7528\u5f97\u5230\u55ce\uff1f\u300d\u3001\u300c\u6211\u662f\u70ba\u4e86\u7701\u9322\u6216\u53ea\u662f\u70ba\u4e86\u64bf\u4fbf\u5b9c\uff1f\u300d\u3002\u53ea\u8981\u6709\u4e00\u500b\u554f\u984c\u7684\u7b54\u6848\u662f\u5426\u5b9a\u7684\uff0c\u773c\u524d\u7684\u4fc3\u92b7\u5c31\u53ef\u80fd\u7522\u751f\u4e26\u975e\u51fa\u65bc\u5be6\u969b\u9700\u8981\u7684\u6d88\u8cbb\u3002<\/p>\n\n\n<p>\n\u67e5\u82ac\u6700\u63a8\u85a6\u636b\u5fc3\u81ea\u554f\u7684\u554f\u984c\u975e\u5e38\u7c21\u55ae\uff1a\u300c\u5047\u5982\u6c92\u6709\u4fc3\u92b7\uff0c\u6211\u6703\u8cb7\u9019\u6a23\u7269\u54c1\u55ce\uff1f\u300d\u3002\u5982\u679c\u9019\u4ef6\u7269\u54c1\u539f\u672c\u5c31\u5728\u8cfc\u7269\u6e05\u55ae\uff0c\u5c31\u7576\u6210\u6298\u6263\uff1b\u5982\u679c\u4e0d\u5728\u6e05\u55ae\uff0c\u5c31\u6703\u9020\u6210\u8d85\u51fa\u9810\u7b97\u7684\u6d88\u8cbb\u91d1\u984d\u3002\u70ba\u4e86\u7d66\u81ea\u5df1\u9810\u7559\u6642\u9593\u601d\u8003\u9019\u4e9b\u91cd\u8981\u7684\u6c7a\u7b56\u554f\u984c\uff0c\u8336\u82ac\u5efa\u8b70\u4e0b\u55ae\u4e4b\u524d\u8981\u7d66\u81ea\u5df1\u8a2d\u4e0b\u4e00\u4e9b\u300c\u963b\u529b\u300d\uff0c\u76ee\u7684\u5c31\u662f\u8981\u8b93\u81ea\u5df1\u6162\u6162\u4f86\u3001\u4e09\u601d\u800c\u5f8c\u884c\u3002\u4f8b\u5982\uff0c\u624b\u5beb\u8cfc\u7269\u6e05\u55ae\u3001\u5f9e\u8cfc\u7269\u7db2\u7ad9\u522a\u9664\u4ee5\u524d\u5132\u5b58\u7684\u4fe1\u7528\u5361\u8cc7\u6599\u3001\u7d50\u5e33\u524d\u63d0\u9192\u81ea\u5df1\u6709\u500b\u9577\u671f\u7406\u8ca1\u76ee\u6a19\u3002<\/p>\n\n\n<p>\n<\/p>\n\n\n<p>\n2026\/07\/15 23:40<\/p>\n\n\n<p>\n\u8f49\u8f09\u81ea\u4e2d\u6642\u65b0\u805e\u7db2: https:\/\/www.chinatimes.com\/realtimenews\/20260715004839-260408<\/p>\n\n<\/div>\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:30%\">\n<div id=\"point2\"  class=\"ultp-post-grid-block wp-block-ultimate-post-post-list-3 ultp-block-\"><div class=\"ultp-block-wrapper \"><div class=\"ultp-loading\"><div class=\"ultp-loading-blocks\" style=\"width:100%;height:100%;\"><div style=\"left: 0;top: 0;animation-delay:0s;\"><\/div><div style=\"left: 21px;top: 0;animation-delay:0.125s;\"><\/div><div style=\"left: 42px;top: 0;animation-delay:0.25s;\"><\/div><div style=\"left: 0;top: 21px;animation-delay:0.875s;\"><\/div><div style=\"left: 42px;top: 21px;animation-delay:0.375s;\"><\/div><div style=\"left: 0;top: 42px;animation-delay:0.75s;\"><\/div><div style=\"left: 42px;top: 42px;animation-delay:0.625s;\"><\/div><div style=\"left: 21px;top: 42px;animation-delay:0.5s;\"><\/div><\/div><\/div><div class=\"ultp-heading-filter\"><div class=\"ultp-heading-filter-in\"><div class=\"ultp-heading-wrap ultp-heading-style20 ultp-heading-center\"><h2 class=\"ultp-heading-inner\"><span>\u6700\u65b0\u6587\u7ae0<\/span><\/h2><\/div><\/div><\/div><div class=\"ultp-block-items-wrap ultp-block-row ultp-block-column-1 ultp-block-content-bottom ultp-layout1\"><div class=\"ultp-block-item ultp-block-media post-id-10363234\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e5%98%89%e7%be%a9%e9%85%8d%e9%80%81%e5%93%a1%e7%89%b9%e5%88%a5%e6%ad%a3%ef%bc%9f%e4%bb%96po%e5%bd%b1%e7%89%874%e8%90%ac%e4%ba%ba\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u5609\u7fa9\u914d\u9001\u54e1\u7279\u5225\u6b63\uff1f\u4ed6PO\u5f71\u72474\u842c\u4eba\u66b4\u52d5 \u5167\u884c\u66dd\u300c\u9019\u9593\u7269\u6d41\u300d\u6700\u591a\u6b63\u59b9<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363231\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e6%ae%ba%e4%ba%ba%e9%99%bd%e6%98%8e%e4%ba%a4%e5%a4%a7%e6%95%99%e6%8e%88%e6%98%af%e4%bd%9b%e7%b3%bb%e8%80%81%e5%b8%ab%ef%bc%9f%e5%ad%b8\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u6bba\u4eba\u967d\u660e\u4ea4\u5927\u6559\u6388\u662f\u4f5b\u7cfb\u8001\u5e2b\uff1f\u5b78\u751f\u66dd\u6559\u5b78\u98a8\u683c\uff1a\u6703\u88ab\u4ed6\u7576\u5c312\u7a2e\u4eba<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363228\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e9%96%8b%e5%b9%9580%e5%b9%b4%e5%82%b3%e6%89%bf3%e4%bb%a3-%e7%9f%a5%e5%90%8d%e8%80%81%e7%89%8c%e7%94%9c%e6%b9%af%e5%ba%97%e3%80%8c\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u958b\u5e5580\u5e74\u50b3\u627f3\u4ee3&#8230;\u77e5\u540d\u8001\u724c\u751c\u6e6f\u5e97\u300c\u5bb6\u4e2d\u906d\u9047\u91cd\u5927\u8b8a\u6545\u300d\u7121\u9810\u8b66\u7184\u71c8<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363225\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e9%9b%a2%e8%81%b7%e7%8e%a9%e8%82%a1%e7%a5%a8%e6%9c%89%e6%90%9e%e9%a0%ad%ef%bc%9f%e8%b2%a1%e7%b6%93%e7%b6%b2%e7%b4%85%e6%9b%9d%e9%a9%9a\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u96e2\u8077\u73a9\u80a1\u7968\u6709\u641e\u982d\uff1f\u8ca1\u7d93\u7db2\u7d05\u66dd\u9a5a\u4eba\u6578\u64da\uff1a\u534a\u5e74\u5167\u91cd\u65b0\u6295\u5c65\u6b77<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363222\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e5%b7%9d%e6%99%ae%e4%bf%9d%e8%ad%b7%e7%a0%b4%e5%8a%9f%ef%bc%9f%e8%8d%b7%e8%8e%ab%e8%8c%b2%e6%97%a5%e7%9b%8a%e5%87%b6%e9%9a%aa-%e5%82%b3\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u5ddd\u666e\u4fdd\u8b77\u7834\u529f\uff1f\u8377\u83ab\u8332\u65e5\u76ca\u51f6\u96aa \u50b3\u90e8\u5206\u5546\u8239\u62d2\u7d55\u7f8e\u8ecd\u5f15\u5c0e<\/a><\/h3><\/div><\/div><\/div><\/div><\/div><div class=\"pagination-block-html\" aria-hidden=\"true\" style=\"display: none;\"><\/div><\/div>\n\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\">\n<\/div>\n\n<div id=\"point3\"  class=\"ultp-post-grid-block wp-block-ultimate-post-post-list-3 ultp-block-\"><div class=\"ultp-block-wrapper \"><div class=\"ultp-loading\"><div class=\"ultp-loading-blocks\" style=\"width:100%;height:100%;\"><div style=\"left: 0;top: 0;animation-delay:0s;\"><\/div><div style=\"left: 21px;top: 0;animation-delay:0.125s;\"><\/div><div style=\"left: 42px;top: 0;animation-delay:0.25s;\"><\/div><div style=\"left: 0;top: 21px;animation-delay:0.875s;\"><\/div><div style=\"left: 42px;top: 21px;animation-delay:0.375s;\"><\/div><div style=\"left: 0;top: 42px;animation-delay:0.75s;\"><\/div><div style=\"left: 42px;top: 42px;animation-delay:0.625s;\"><\/div><div style=\"left: 21px;top: 42px;animation-delay:0.5s;\"><\/div><\/div><\/div><div class=\"ultp-heading-filter\"><div class=\"ultp-heading-filter-in\"><div class=\"ultp-heading-wrap ultp-heading-style20 ultp-heading-center\"><h2 class=\"ultp-heading-inner\"><span>\u672c\u9031\u71b1\u9580\u6587\u7ae0<\/span><\/h2><\/div><\/div><\/div><div class=\"ultp-block-items-wrap ultp-block-row ultp-block-column-1 ultp-block-content-bottom ultp-layout1\"><div class=\"ultp-block-item ultp-block-media post-id-10363234\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e5%98%89%e7%be%a9%e9%85%8d%e9%80%81%e5%93%a1%e7%89%b9%e5%88%a5%e6%ad%a3%ef%bc%9f%e4%bb%96po%e5%bd%b1%e7%89%874%e8%90%ac%e4%ba%ba\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u5609\u7fa9\u914d\u9001\u54e1\u7279\u5225\u6b63\uff1f\u4ed6PO\u5f71\u72474\u842c\u4eba\u66b4\u52d5 \u5167\u884c\u66dd\u300c\u9019\u9593\u7269\u6d41\u300d\u6700\u591a\u6b63\u59b9<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363231\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e6%ae%ba%e4%ba%ba%e9%99%bd%e6%98%8e%e4%ba%a4%e5%a4%a7%e6%95%99%e6%8e%88%e6%98%af%e4%bd%9b%e7%b3%bb%e8%80%81%e5%b8%ab%ef%bc%9f%e5%ad%b8\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u6bba\u4eba\u967d\u660e\u4ea4\u5927\u6559\u6388\u662f\u4f5b\u7cfb\u8001\u5e2b\uff1f\u5b78\u751f\u66dd\u6559\u5b78\u98a8\u683c\uff1a\u6703\u88ab\u4ed6\u7576\u5c312\u7a2e\u4eba<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363228\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e9%96%8b%e5%b9%9580%e5%b9%b4%e5%82%b3%e6%89%bf3%e4%bb%a3-%e7%9f%a5%e5%90%8d%e8%80%81%e7%89%8c%e7%94%9c%e6%b9%af%e5%ba%97%e3%80%8c\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u958b\u5e5580\u5e74\u50b3\u627f3\u4ee3&#8230;\u77e5\u540d\u8001\u724c\u751c\u6e6f\u5e97\u300c\u5bb6\u4e2d\u906d\u9047\u91cd\u5927\u8b8a\u6545\u300d\u7121\u9810\u8b66\u7184\u71c8<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363225\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e9%9b%a2%e8%81%b7%e7%8e%a9%e8%82%a1%e7%a5%a8%e6%9c%89%e6%90%9e%e9%a0%ad%ef%bc%9f%e8%b2%a1%e7%b6%93%e7%b6%b2%e7%b4%85%e6%9b%9d%e9%a9%9a\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u96e2\u8077\u73a9\u80a1\u7968\u6709\u641e\u982d\uff1f\u8ca1\u7d93\u7db2\u7d05\u66dd\u9a5a\u4eba\u6578\u64da\uff1a\u534a\u5e74\u5167\u91cd\u65b0\u6295\u5c65\u6b77<\/a><\/h3><\/div><\/div><\/div><div class=\"ultp-block-item ultp-block-media post-id-10363222\"><div class=\"ultp-block-content-wrap\"><div class=\"ultp-block-content\"><h3 class=\"ultp-block-title \"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/16\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e5%b7%9d%e6%99%ae%e4%bf%9d%e8%ad%b7%e7%a0%b4%e5%8a%9f%ef%bc%9f%e8%8d%b7%e8%8e%ab%e8%8c%b2%e6%97%a5%e7%9b%8a%e5%87%b6%e9%9a%aa-%e5%82%b3\/\" >\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u5ddd\u666e\u4fdd\u8b77\u7834\u529f\uff1f\u8377\u83ab\u8332\u65e5\u76ca\u51f6\u96aa \u50b3\u90e8\u5206\u5546\u8239\u62d2\u7d55\u7f8e\u8ecd\u5f15\u5c0e<\/a><\/h3><\/div><\/div><\/div><\/div><\/div><div class=\"pagination-block-html\" aria-hidden=\"true\" style=\"display: none;\"><\/div><\/div>\n\n<hr class=\"wp-block-separator\"\/>\n\n<div id=\"point4\"  class=\"ultp-post-grid-block wp-block-ultimate-post-post-grid-2 ultp-block- \"><div class=\"ultp-block-wrapper \"><div class=\"ultp-loading\"><div class=\"ultp-loading-blocks\" style=\"width:100%;height:100%;\"><div style=\"left: 0;top: 0;animation-delay:0s;\"><\/div><div style=\"left: 21px;top: 0;animation-delay:0.125s;\"><\/div><div style=\"left: 42px;top: 0;animation-delay:0.25s;\"><\/div><div style=\"left: 0;top: 21px;animation-delay:0.875s;\"><\/div><div style=\"left: 42px;top: 21px;animation-delay:0.375s;\"><\/div><div style=\"left: 0;top: 42px;animation-delay:0.75s;\"><\/div><div style=\"left: 42px;top: 42px;animation-delay:0.625s;\"><\/div><div style=\"left: 21px;top: 42px;animation-delay:0.5s;\"><\/div><\/div><\/div><div class=\"ultp-heading-filter\"><div class=\"ultp-heading-filter-in\"><div class=\"ultp-heading-wrap ultp-heading-style15 ultp-heading-center\"><h2 class=\"ultp-heading-inner\"><span>Post gallery<\/span><\/h2><\/div><\/div><\/div><div class=\"ultp-block-items-wrap ultp-block-row\"><div class=\"ultp-block-item post-id-10362561\"><div class=\"ultp-block-content-wrap ultp-block-content-overlay\"><div class=\"ultp-block-image ultp-block-image-zoomOut\"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/15\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e3%80%8a%e9%87%91%e8%9e%8d%e8%82%a1%e3%80%8b%e4%b8%89%e5%95%86%e5%a3%bd%e4%b8%8a%e5%8d%8a%e5%b9%b4%e6%af%8f%e8%82%a1%e7%9b%88%e9%a4%980\/\" ><img decoding=\"async\"  src=\"https:\/\/twkeypoint.com\/wp-content\/plugins\/ultimate-post\/assets\/img\/ultp-fallback-img.png\" alt=\"dummy-img\" \/><\/a><\/div><div class=\"ultp-block-content ultp-block-content-bottomPosition\"><div class=\"ultp-block-content-inner\"><\/div><\/div><\/div><\/div><div class=\"ultp-block-item post-id-10355752\"><div class=\"ultp-block-content-wrap ultp-block-content-overlay\"><div class=\"ultp-block-image ultp-block-image-zoomOut\"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/13\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e7%b5%90%e5%a9%9a%e8%bf%9130%e5%b9%b4%e9%ac%a7%e7%bf%bb%ef%bc%81%e4%b8%ad%e9%a2%a8%e5%a4%ab%e6%8e%a7%e5%a6%bb%e9%a8%99%e8%b3%a3\/\" ><img decoding=\"async\"  alt=\"\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u7d50\u5a5a\u8fd130\u5e74\u9b27\u7ffb\uff01\u4e2d\u98a8\u592b\u63a7\u59bb\u9a19\u8ce3\u7956\u7522 \u9084\u903c\u904e\u6236\u623f\u5b50\"  src=\"https:\/\/twkeypoint.com\/wp-content\/uploads\/2026\/07\/chinatime_figure-1171.jpg\" \/><\/a><\/div><div class=\"ultp-block-content ultp-block-content-bottomPosition\"><div class=\"ultp-block-content-inner\"><\/div><\/div><\/div><\/div><div class=\"ultp-block-item post-id-10358210\"><div class=\"ultp-block-content-wrap ultp-block-content-overlay\"><div class=\"ultp-block-image ultp-block-image-zoomOut\"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/13\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e3%80%8a%e8%88%88%e6%ab%83%e8%82%a1%e3%80%8b%e6%b5%b7%e6%98%8c%e7%94%9f%e6%8a%806%e6%9c%88%e7%87%9f%e6%94%b6%e7%bf%bb%e5%85%a9-2\/\" ><img decoding=\"async\"  src=\"https:\/\/twkeypoint.com\/wp-content\/plugins\/ultimate-post\/assets\/img\/ultp-fallback-img.png\" alt=\"dummy-img\" \/><\/a><\/div><div class=\"ultp-block-content ultp-block-content-bottomPosition\"><div class=\"ultp-block-content-inner\"><\/div><\/div><\/div><\/div><div class=\"ultp-block-item post-id-10356812\"><div class=\"ultp-block-content-wrap ultp-block-content-overlay\"><div class=\"ultp-block-image ultp-block-image-zoomOut\"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/13\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e8%97%8d%e7%87%9f%e5%85%a8%e4%bb%a3%e6%9c%83%e3%80%8c%e6%b1%ba%e6%88%b0%e6%96%b0%e5%8c%97%e3%80%8d%e9%80%99%e6%ac%a1%e4%b8%8d%e7%bc%ba\/\" ><img decoding=\"async\"  alt=\"\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u85cd\u71df\u5168\u4ee3\u6703\u300c\u6c7a\u6230\u65b0\u5317\u300d\u9019\u6b21\u4e0d\u7f3a\u5e2d\uff1f\u4faf\u53cb\u5b9c\u56de\u61c9\u4e86\"  src=\"https:\/\/twkeypoint.com\/wp-content\/uploads\/2026\/07\/chinatime_figure-1370.jpg\" \/><\/a><\/div><div class=\"ultp-block-content ultp-block-content-bottomPosition\"><div class=\"ultp-block-content-inner\"><\/div><\/div><\/div><\/div><div class=\"ultp-block-item post-id-10358078\"><div class=\"ultp-block-content-wrap ultp-block-content-overlay\"><div class=\"ultp-block-image ultp-block-image-zoomOut\"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/13\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-115%e5%88%86%e7%a7%91%ef%bc%8f%e6%95%b8%e5%ad%b8%e7%94%b2%e9%a1%8c%e5%b9%b9%e9%95%b7%e3%80%8c%e8%80%83%e9%a9%97%e9%96%b1%e8%ae%80-2\/\" ><img decoding=\"async\"  alt=\"\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-115\u5206\u79d1\uff0f\u6578\u5b78\u7532\u984c\u5e79\u9577\u300c\u8003\u9a57\u95b1\u8b80\u7406\u89e3\u529b\u300d \u8003\u751f\u9700\u6574\u5408\u591a\u500b\u89c0\u5ff5\u61c9\u7528\"  src=\"https:\/\/twkeypoint.com\/wp-content\/uploads\/2026\/07\/udn_figure-614.jpg\" \/><\/a><\/div><div class=\"ultp-block-content ultp-block-content-bottomPosition\"><div class=\"ultp-block-content-inner\"><\/div><\/div><\/div><\/div><div class=\"ultp-block-item post-id-10353433\"><div class=\"ultp-block-content-wrap ultp-block-content-overlay\"><div class=\"ultp-block-image ultp-block-image-zoomOut\"><a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/11\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e5%bd%b1%e3%80%8b%e9%a2%a8%e5%bc%b7%e6%b5%aa%e6%b9%a7%ef%bc%81%e8%b6%8a%e5%8d%97%e5%af%8c%e5%9c%8b%e5%b3%b6%e5%bf%ab%e8%89%87%e7%bf%bb\/\" ><img decoding=\"async\"  alt=\"\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u5f71\u300b\u98a8\u5f37\u6d6a\u6e67\uff01\u8d8a\u5357\u5bcc\u570b\u5cf6\u5feb\u8247\u7ffb\u8986 \u5370\u5ea6\u904a\u5ba215\u4eba\u7f79\u96e3\"  src=\"https:\/\/twkeypoint.com\/wp-content\/uploads\/2026\/07\/chinatime_figure-921.jpg\" \/><\/a><\/div><div class=\"ultp-block-content ultp-block-content-bottomPosition\"><div class=\"ultp-block-content-inner\"><\/div><\/div><\/div><\/div><\/div><\/div><div class=\"pagination-block-html\" aria-hidden=\"true\" style=\"display: none;\"><\/div><\/div>\n<\/div>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u4f60\u53ef\u66fe\u5728\u7db2\u8def\u8cfc\u7269\u904e\u7a0b\u70ba\u4e86\u6e4a\u8db3\u300c &hellip; <a href=\"https:\/\/twkeypoint.com\/index.php\/2026\/07\/15\/%e5%8f%b0%e7%81%a3%e6%96%b0%e8%81%9e%e9%80%9a%e8%a8%8a%e7%a4%be-%e4%b8%80%e5%a0%86%e4%ba%ba%e4%b8%ad%e8%a8%88%ef%bc%81%e7%b6%b2%e8%b3%bc%e5%b8%b8%e8%a6%8b%e7%bf%92%e6%85%a3%e6%b7%b1%e9%99%b7%e3%80%8c\/\" class=\"more-link\"><span class=\"more-button\">Continue Reading<span class=\"screen-reader-text\">\u53f0\u7063\u65b0\u805e\u901a\u8a0a\u793e-\u4e00\u5806\u4eba\u4e2d\u8a08\uff01\u7db2\u8cfc\u5e38\u898b\u7fd2\u6163\u6df1\u9677\u300c\u7121\u75db\u8d85\u652f\u300d 4\u62db\u8e29\u715e\u8eca<\/span><\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":10363176,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_coblocks_attr":"","_coblocks_dimensions":"","_coblocks_responsive_height":"","_coblocks_accordion_ie_support":"","_mi_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[6],"tags":[44],"acf":[],"aioseo_notices":[],"featured_image":{"url":"https:\/\/twkeypoint.com\/wp-content\/uploads\/2026\/07\/chinatime_figure-3114.jpg"},"_links":{"self":[{"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/posts\/10363177"}],"collection":[{"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/comments?post=10363177"}],"version-history":[{"count":1,"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/posts\/10363177\/revisions"}],"predecessor-version":[{"id":10363178,"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/posts\/10363177\/revisions\/10363178"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/media\/10363176"}],"wp:attachment":[{"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/media?parent=10363177"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/categories?post=10363177"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/twkeypoint.com\/index.php\/wp-json\/wp\/v2\/tags?post=10363177"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}