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\n\n\n<\/a>\n<\/p>\n\n\n

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\n\u6839\u64da\u300aYahoo Finance\u300b\u5831\u5c0e\uff0c\u53f2\u8482\u592b\u7684\u8ca1\u52d9\u72c0\u6cc1\u597d\u5230\u8b93\u4eba\u773c\u7d05\uff0c\u4f46\u4ed6\u537b\u6df1\u53d7\u300c\u82b1\u9322\u6050\u61fc\u75c7\u300d\u6298\u78e8\u3002\u4ed6\u5411\u7406\u8ca1\u7bc0\u76ee\u6c42\u52a9\uff0c\u5d29\u6f70\u76f4\u547c\u770b\u8457\u7a4d\u84c4\u6d41\u5931\u3001\u6c92\u6709\u65b0\u6536\u5165\u7684\u611f\u89ba\u8b93\u4ed6\u6975\u5ea6\u4e0d\u5b89\uff0c\u751a\u81f3\u7121\u52a9\u7948\u6c42\uff1a\u300c\u591a\u5e0c\u671b\u6709\u4eba\u80fd\u89aa\u53e3\u4fdd\u8b49\uff0c\u6211\u771f\u7684\u53ef\u4ee5\u4e0d\u7528\u518d\u5de5\u4f5c\u4e86\u3002\u300d<\/p>\n\n\n

\n\u77e5\u540d\u7406\u8ca1\u7bc0\u76ee\u4e3b\u6301\u4eba\u62c9\u59c6\u9f4a\uff08Dave Ramsey\uff09\u76f4\u63a5\u5e6b\u4ed6\u7b97\u4e86\u4e00\u7b46\u9a5a\u4eba\u5e33\u76ee\u3002\u5982\u679c\u5c07\u9019\u7b46350\u842c\u7f8e\u5143\uff08\u7d041\u51041375\u842c\u53f0\u5e63\uff09\u6295\u5165\u5e73\u5747\u5e74\u5831\u916c\u738710%\u7684\u6210\u9577\u578b\u5171\u540c\u57fa\u91d1\uff0c\u6bcf\u5e74\u5149\u662f\u9760\u5229\u606f\u6efe\u51fa\u4f86\u7684\u6295\u8cc7\u6536\u76ca\u5c31\u72c2\u98c6\u523035\u842c\u7f8e\u5143\uff08\u7d041137\u842c\u53f0\u5e63\uff09\u3002\u9019\u6578\u5b57\u76f4\u63a5\u78be\u58d3\u4ed6\u73fe\u5728\u7576\u5f8b\u5e2b\u7684\u85aa\u6c34\uff0c\u751a\u81f3\u6574\u6574\u591a\u51fa\u4e00\u500d\uff01\u62c9\u59c6\u9f4a\u6253\u5305\u7968\uff0c\u53ea\u8981\u4e0d\u4e82\u641e\uff0c\u53f2\u8482\u592b\u9019\u8f29\u5b50\u6839\u672c\u82b1\u4e0d\u5b8c\u9019\u7b46\u9322\u3002<\/p>\n\n\n

\n\u7f8e\u570b\u8056\u514b\u62c9\u62c9\u5927\u5b78\uff08Santa Clara University\uff09\u91d1\u878d\u5b78\u6559\u6388\u53f2\u5854\u7279\u66fc\uff08Meir Statman\uff09\u4e00\u91dd\u898b\u8840\u6233\u7834\u76f2\u9ede\u3002\u4ed6\u5206\u6790\uff0c\u8d8a\u662f\u4e0d\u6562\u82b1\u9322\u7684\u4eba\u81ea\u5236\u529b\u8d8a\u8b8a\u614b\uff0c\u6240\u4ee5\u624d\u80fd\u5b58\u4e0b\u9f90\u5927\u91d1\u5c71\u3002\u4f46\u7576\u300c\u6975\u81f4\u7bc0\u5109\u300d\u8b8a\u6210\u6df1\u690d\u9aa8\u9ad3\u7684\u7fd2\u6163\uff0c\u8981\u4ed6\u5011\u7a81\u7136\u7838\u9322\u4eab\u53d7\u4eba\u751f\uff0c\u7c21\u76f4\u6bd4\u767b\u5929\u9084\u96e3\u3002<\/p>\n\n\n

\n\u9762\u5c0d\u53f2\u8482\u592b\u64d4\u6182\u80a1\u5e02\u5d29\u76e4\u6703\u8b93\u9000\u4f11\u91d1\u5927\u7e2e\u6c34\uff0c\u62c9\u59c6\u9f4a\u9738\u6c23\u7d66\u51fa\u89e3\u65b9\u3002\u4ed6\u5f37\u8abf\u5e02\u5834\u9707\u76ea\u53ea\u662f\u77ed\u671f\u9663\u75db\uff0c\u9047\u5230\u666f\u6c23\u5bd2\u51ac\u5c31\u5c11\u9818\u4e00\u9ede\uff0c\u7b49\u80a1\u5e02\u56de\u8840\u518d\u6b63\u5e38\u63d0\u64a5\uff0c\u9577\u671f\u4e0b\u4f86\u8cc7\u7522\u4f9d\u820a\u80fd\u7a69\u7a69\u9577\u5927\u3002<\/p>\n\n\n

\n\u4e8b\u5be6\u4e0a\uff0c\u53f2\u8482\u592b\u7684\u56f0\u5883\u7d55\u5c0d\u4e0d\u662f\u500b\u6848\uff01\u6ce2\u58eb\u9813\u5b78\u9662\u9000\u4f11\u7814\u7a76\u4e2d\u5fc3\uff08the Center for Retirement Research at Boston College\uff092019\u5e74\u7684\u5206\u6790\u76f4\u63a5\u63ed\u9732\u6b98\u9177\u771f\u76f8\uff0c\u8a31\u591a\u9577\u8f29\u6d3b\u523080\u5e7e\u6b72\uff0c\u9000\u4f11\u5e33\u6236\u88e1\u7684\u9322\u5c45\u7136\u539f\u5c01\u4e0d\u52d5\uff0c\u800c\u4e14\u8d8a\u6709\u9322\u7684\u8001\u4eba\uff0c\u638f\u9322\u8d8a\u9f9c\u6bdb\u3002<\/p>\n\n\n

\n\u7814\u7a76\u5718\u968a\u767c\u73fe\uff0c\u9000\u4f11\u6839\u672c\u662f\u4e00\u5834\u6253\u6389\u91cd\u7df4\u7684\u5fc3\u7406\u6230\u3002\u8981\u7fd2\u6163\u5b58\u9322\u6578\u5341\u5e74\u7684\u8001\u624b\uff0c\u77ac\u9593\u5207\u63db\u6210\u300c\u760b\u72c2\u6d88\u8017\u8cc7\u7522\u300d\u7684\u63d0\u9818\u6a21\u5f0f\uff0c\u5f80\u5f80\u6703\u8b93\u4eba\u63aa\u624b\u4e0d\u53ca\u3002\u62c9\u59c6\u9f4a\u6700\u5f8c\u66f4\u8a9e\u91cd\u5fc3\u9577\u5efa\u8b70\uff0c\u9000\u4f11\u4e0d\u4ee3\u8868\u4eba\u751f\u76f4\u63a5\u505c\u6a5f\uff0c\u5982\u679c\u5931\u53bb\u91cd\u5fc3\u53cd\u800c\u6703\u8fce\u4f86\u53e6\u4e00\u7a2e\u7a7a\u865b\u60e1\u5922\u3002\u4ed6\u9f13\u52f5\u53f2\u8482\u592b\u5927\u53ef\u904b\u7528\u5f8b\u5e2b\u8001\u672c\u884c\uff0c\u53bb\u975e\u71df\u5229\u7d44\u7e54\u8f15\u9b06\u5e6b\u5fd9\uff0c\u627e\u56de\u751f\u6d3b\u76ee\u6a19\u624d\u662f\u6b63\u89e3\u3002<\/p>\n\n\n

\n<\/p>\n\n\n

\n2026\/05\/10 06:20<\/p>\n\n\n

\n\u8f49\u8f09\u81ea\u4e09\u7acb\u65b0\u805e\u7db2: https:\/\/www.setn.com\/\/News.aspx?NewsID=1835841&utm_campaign=viewallnews<\/p>\n\n<\/div>\n\n\n

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